MAGI Calculator
Find your modified adjusted gross income by adding back the deductions and exclusions your MAGI rule names.
Change the values and press Calculate to work out your own figures.
Enter your AGI and the amounts to add back.
Show the working
- MAGI = AGI + add-backs
How to use it
Enter your AGI and the amounts to add back.
Enter amounts without commas or with them; rates are percentages (5 for 5%). Negative amounts are allowed where a sign means money paid out.
Key facts
MAGI = AGI + the add-backs your rule names
Which add-backs
For a Roth IRA: the IRA deduction, student loan interest, excluded foreign income and housing, excluded savings bond interest and excluded adoption benefits. Some rules also add tax-exempt interest and untaxed Social Security.
Questions
Is MAGI higher than AGI?
Usually the same or higher, since it adds deductions and exclusions back.
Formulas
MAGI = AGI + the add-backs your rule names
Sources
Limitations
- Results are estimates for planning, not offers or financial advice; lenders and banks may round, count days or time payments differently.
- Rates are nominal annual rates compounded as you choose; payments at a different frequency use the equivalent periodic rate.