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AGI Calculator

Find your adjusted gross income: total income less the above-the-line adjustments on Schedule 1.

Change the values and press Calculate to work out your own figures.

Enter your income and adjustments.

Form W-2, box 1.
Form 1099-INT.
Form 1099-DIV.
A net loss counts up to $3,000.
Form 1099-R.
Form 1099-R.
Schedule C.
Form 1099-G.
Rents, royalties, alimony received before 2019 and so on.
Up to the IRS limit.
Your own contributions.
Schedule SE.
SEP, SIMPLE, solo 401(k).
Premiums.
Traditional IRA.
Up to $2,500.
Divorces before 2019.
Schedule 1, Part II.
Result
Adjusted gross income
$69,500.00
Total income
$79,500.00
Adjustments
$10,000.00
Currency
US dollars (US rules)

Your AGI is $69,500.00.

Show the working
  1. AGI = total income − adjustments

How to use it

Enter your income and adjustments.

Enter amounts without commas or with them; rates are percentages (5 for 5%). Negative amounts are allowed where a sign means money paid out.

Key facts

AGI = total income − adjustments to income

Questions

Is AGI the same as taxable income?

No. Taxable income is AGI minus the standard or itemized deduction.

Reviewed by RK Calculator Team. Updated 2026-09-26.

Formulas

AGI = total income − adjustments to income

Sources

Limitations

  • Results are estimates for planning, not offers or financial advice; lenders and banks may round, count days or time payments differently.
  • Rates are nominal annual rates compounded as you choose; payments at a different frequency use the equivalent periodic rate.

Formula version 0.1.0Reviewed