Estate Tax Calculator
Estimate US federal estate tax for 2026 with the $15 million exclusion, deductions and lifetime gifts.
Change the values and press Calculate to work out your own figures.
Enter the estate's assets, deductions and lifetime gifts.
Show the working
- taxable = assets − deductions
- tax = tentative tax(taxable + gifts) − tentative tax($15,000,000)
How to use it
Enter the estate's assets, deductions and lifetime gifts.
Enter amounts without commas or with them; rates are percentages (5 for 5%). Negative amounts are allowed where a sign means money paid out.
Key facts
taxable estate = assets − debts − funeral − charity − spouse − state death tax tax = tentative tax(taxable estate + lifetime gifts) − tentative tax($15,000,000)
Portability and states
A surviving spouse can use the unused exclusion of the first spouse to die (portability) if elected on the estate's return. Some states have their own estate or inheritance taxes with lower exemptions.
Questions
What is the estate tax exemption in 2026?
$15,000,000 per person; the rate above it is 40%.
Formulas
taxable estate = assets − debts − funeral − charity − spouse − state death tax tax = tentative tax(taxable estate + lifetime gifts) − tentative tax($15,000,000)
Sources
Limitations
- Results are estimates for planning, not offers or financial advice; lenders and banks may round, count days or time payments differently.
- Rates are nominal annual rates compounded as you choose; payments at a different frequency use the equivalent periodic rate.