PVIFA Calculator
Find the present value interest factor of an annuity (PVIFA) for a rate and number of periods.
Change the values and press Calculate to work out your own figures.
Enter the rate per period and periods.
Show the working
- PVIFA = (1 − (1 + r)^−n) ÷ r
How to use it
Enter the rate per period and periods.
Enter amounts without commas or with them; rates are percentages (5 for 5%). Negative amounts are allowed where a sign means money paid out.
Key facts
PVIFA = (1 − (1 + r)^−n) ÷ r
Questions
What is the PVIFA at 5% for 10 periods?
7.7217.
Formulas
PVIFA = (1 − (1 + r)^−n) ÷ r
Sources
Limitations
- Results are estimates for planning, not offers or financial advice; lenders and banks may round, count days or time payments differently.
- Rates are nominal annual rates compounded as you choose; payments at a different frequency use the equivalent periodic rate.