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Appreciation Calculator

Find what an asset will be worth after appreciating at a yearly or monthly rate, or the rate from two values.

Change the values and press Calculate to work out your own figures.

Future value

Enter the value, the rate and the time.

About starting valueWhat it's worth now.
About appreciation rate, %Negative for depreciation.
About rate is perThe period of the rate.
About timeHow long it grows.
About time unitUnit of the time.
About currencyChanges how amounts are shown, not the math; your choice is remembered on this device.
Result
Future value
$148,024.43
Change
$48,024.43
Total change
48.02%

It will be worth $148,024.43.

Show the working
  1. value = start × (1 + rate)^periods

Rate from two values

Enter the start and end values and the time.

About starting valueWhat it's worth now.
About ending valueWhat it's worth later.
About timeHow long it grows.
About time unitUnit of the time.
About currencyChanges how amounts are shown, not the math; your choice is remembered on this device.
Result
Yearly rate
4%
Monthly rate
0.3274%
Total change
48.02%

The value grew 4% a year.

Show the working
  1. rate = (end ÷ start)^(1/years) − 1

How to use it

Enter the value, the rate and the time. Enter the start and end values and the time.

Enter amounts without commas or with them; rates are percentages (5 for 5%). Negative amounts are allowed where a sign means money paid out.

Key facts

value = start × (1 + rate)^periods
rate = (end ÷ start)^(1/years) − 1

Questions

What is $100,000 worth after 10 years at 4%?

$148,024.43.

Formulas

value = start × (1 + rate)^periods
rate = (end ÷ start)^(1/years) − 1

Sources

Limitations

  • Results are estimates for planning, not offers or financial advice; lenders and banks may round, count days or time payments differently.
  • Rates are nominal annual rates compounded as you choose; payments at a different frequency use the equivalent periodic rate.

Formula version 0.1.0Reviewed