VA Mortgage Calculator
Find a VA loan payment with the VA funding fee for first or later use, financed or paid up front.
Change the values and press Calculate to work out your own figures.
Enter the price, down payment, term and rate, and your VA use.
Show the working
- loan = base × (1 + funding fee) when financed
How to use it
Enter the price, down payment, term and rate, and your VA use.
Enter amounts without commas or with them; rates are percentages (5 for 5%). Negative amounts are allowed where a sign means money paid out.
Key facts
loan = base × (1 + funding fee) when financed
Funding fee
The fee replaces mortgage insurance on VA loans; there is no PMI even with nothing down.
Questions
What is the payment on a $500,000 VA loan with nothing down at 7.51%?
$3,574.74 with the 2.15% funding fee financed.
Formulas
loan = base × (1 + funding fee) when financed
Sources
Limitations
- Results are estimates for planning, not offers or financial advice; lenders and banks may round, count days or time payments differently.
- Rates are nominal annual rates compounded as you choose; payments at a different frequency use the equivalent periodic rate.