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Rate of Return Calculator

Find the annualized rate of return from an investment's starting and ending value over a number of years.

Change the values and press Calculate to work out your own figures.

Enter the starting and ending values and the years.

About beginning valueAt the start.
About ending amountWhat it's worth at the end.
About yearsLength in years.
About compoundingHow often interest is added.
About currencyChanges how amounts are shown, not the math; your choice is remembered on this device.
Result
Rate
9.5873%
Total growth
200%
Simple average a year
16.6667%

The compound annual growth rate is 9.5873%.

Show the working
  1. CAGR = (end ÷ start)^(1 ÷ years) − 1

How to use it

Enter the starting and ending values and the years.

Enter amounts without commas or with them; rates are percentages (5 for 5%). Negative amounts are allowed where a sign means money paid out.

Key facts

rate = (end ÷ start)^(1 ÷ years) − 1

Questions

What return turns $10,000 into $30,000 in 12 years?

9.5873% a year.

Formulas

rate = (end ÷ start)^(1 ÷ years) − 1

Sources

Limitations

  • Results are estimates for planning, not offers or financial advice; lenders and banks may round, count days or time payments differently.
  • Rates are nominal annual rates compounded as you choose; payments at a different frequency use the equivalent periodic rate.

Formula version 0.1.0Reviewed