Down Payment Calculator
Find the home price your cash buys after closing costs, or the cash a price needs for the down payment and closing costs.
Change the values and press Calculate to work out your own figures.
Price from cash
Enter your cash, the down payment percent and closing costs.
Show the working
- price = cash ÷ (down % + closing %)
Cash for a price
Enter the price, down payment percent and closing costs.
Show the working
- cash = price × (down % + closing %)
How to use it
Enter your cash, the down payment percent and closing costs. Enter the price, down payment percent and closing costs.
Enter amounts without commas or with them; rates are percentages (5 for 5%). Negative amounts are allowed where a sign means money paid out.
Key facts
price = cash ÷ (down % + closing %); cash needed = price × (down % + closing %)
Questions
What home does $100,000 buy with 20% down and 3% closing costs?
$434,782.61.
Formulas
price = cash ÷ (down % + closing %); cash needed = price × (down % + closing %)
Sources
Limitations
- Results are estimates for planning, not offers or financial advice; lenders and banks may round, count days or time payments differently.
- Rates are nominal annual rates compounded as you choose; payments at a different frequency use the equivalent periodic rate.