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Income Tax Calculator

Estimate 2026 US federal income tax, India's tax under the new and old regimes for 2026-27, or UK income tax for 2026/27.

Change the values and press Calculate to work out your own figures.

United States (2026)

Enter your filing status, income, deductions and dependents.

Your filing status for 2026.
Adds to the standard deduction and the senior deduction.
Form W-2, box 1.
Form 1099-INT.
Form 1099-DIV.
Part of the ordinary dividends.
Held a year or less.
Held more than a year.
Rents, royalties, alimony received before 2019 and so on.
IRA, HSA, student loan interest and so on (see the AGI calculator).
For the $2,200 child tax credit.
For the $500 credit.
Income or sales tax plus property tax; capped.
On up to $750,000 of debt.
If you itemize.
Only the part above 7.5% of AGI counts.
Deductible up to $25,000 (2025–2028).
Deductible up to $12,500 ($25,000 joint).
Result
Federal tax (2026)
$8,770.00
Adjusted gross income
$80,000.00
Standard deduction
$16,100.00
Taxable income
$63,900.00
Income tax before credits
$8,770.00
Effective rate (of AGI)
10.96%
Marginal rate
22%
Currency
US dollars (US rules)

Your 2026 federal tax is $8,770.00.

Show the working
  1. AGI = income − adjustments; taxable = AGI − larger of standard or itemized − senior, tips and overtime deductions
  2. tax = brackets on ordinary income + 0/15/20% on qualified dividends and long-term gains − credits + NIIT + Additional Medicare Tax

India (tax year 2026-27)

Enter your salary and, for the old regime, your deductions.

Before deductions, in rupees.
Changes the old regime's slabs.
50% of basic instead of 40% for HRA.
Interest, rent and so on (taxed at slab rates).
Basic + DA; for HRA, EPF and NPS limits.
Deductible up to 14% of basic (new) or 10% (old).
Old regime only.
Old regime only.
Up to ₹2,500; deductible in the old regime.
PPF, ELSS, LIC, tuition…; ₹1,50,000 cap with EPF.
Up to ₹50,000.
The amount you may claim.
Up to ₹2,00,000.
80E, 80G, 80TTA and so on.
Result
Tax, new regime
₹0.00
Taxable income, new regime
₹12,00,000.00
Tax, old regime
₹1,87,200.00
Taxable income, old regime
₹12,25,000.00
Better for you
New regime, saves ₹1,87,200.00
Cess (new, 4%)
₹0.00
Currency
Indian rupees (Indian rules)

Under the new regime you pay ₹0.00; under the old, ₹1,87,200.00.

Show the working
  1. new: taxable = salary − ₹75,000 standard deduction; slabs 5–30% above ₹4 lakh; rebate up to ₹60,000 (to ₹12 lakh, with marginal relief)
  2. old: taxable = salary − ₹50,000 − HRA − 80C − 80D − … ; slabs from ₹2.5 lakh
  3. surcharge above ₹50 lakh (with marginal relief) + 4% cess; rounded to ₹10

United Kingdom (2026/27)

Enter your salary and where you live.

Before tax, in pounds.
Scotland has its own rates.
Result
Income tax (2026/27)
£7,486.00
Personal allowance
£12,570.00
National Insurance (employee)
£2,994.40
Currency
Pounds sterling (UK rules)

Your 2026/27 income tax is £7,486.00.

Show the working
  1. personal allowance £12,570, less £1 for every £2 over £100,000
  2. England, Wales, NI: 20% / 40% / 45%; Scotland: 19% / 20% / 21% / 42% / 45% / 48%

How to use it

Enter your filing status, income, deductions and dependents. Enter your salary and, for the old regime, your deductions. Enter your salary and where you live.

Enter amounts without commas or with them; rates are percentages (5 for 5%). Negative amounts are allowed where a sign means money paid out.

Key facts

US: tax = rate schedule on ordinary income + 0/15/20% on qualified dividends and long-term gains − credits + NIIT + Additional Medicare Tax
India: slab tax − rebate (marginal relief) + surcharge (marginal relief) + 4% cess
UK: taxable = income − personal allowance (less £1 per £2 over £100,000); bands on the rest

Estimates

These are estimates of liability from the published rates, not a return. The IRS tax table differs by a few dollars below $100,000; payroll withholding differs again.

Questions

How much federal tax is due on $80,000 in 2026?

$8,770 for a single filer with the standard deduction.

Is income up to ₹12 lakh tax-free in India?

Under the new regime, yes: ₹12.75 lakh of salary with the ₹75,000 standard deduction.

Reviewed by RK Calculator Team. Updated 2026-09-26.

Formulas

US: tax = rate schedule on ordinary income + 0/15/20% on qualified dividends and long-term gains − credits + NIIT + Additional Medicare Tax
India: slab tax − rebate (marginal relief) + surcharge (marginal relief) + 4% cess
UK: taxable = income − personal allowance (less £1 per £2 over £100,000); bands on the rest

Sources

Limitations

  • Results are estimates for planning, not offers or financial advice; lenders and banks may round, count days or time payments differently.
  • Rates are nominal annual rates compounded as you choose; payments at a different frequency use the equivalent periodic rate.

Formula version 0.1.0Reviewed